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Six Figures and Still Struggling? Welcome to 2025.

Six figures used to mean you “made it.” Now it means you’re… hanging on? By a thread? Maybe by a coupon? A new poll shows that tons of people making…

six figure

Payroll Cheque In Envelope. Man Hand Holding Paycheck

Six figures used to mean you “made it.” Now it means you’re… hanging on? By a thread? Maybe by a coupon?

A new poll shows that tons of people making over $100K a year say they’re struggling. Not thriving. Not living large. Struggling.
One in three calls themselves “financially distressed.”

Two out of three don’t even consider their six figure salary a status symbol anymore.

Here’s where it gets wild: 75% of these high earners admit they’re leaning on credit cards when the cash dries up. And nearly half say one surprise bill — like a flat tire or a dental crown — could send them into full-blown chaos.

And what do they say would make them feel comfortable again?
A sweet, simple $500,000 a year.
Half. A. Million.
Apparently that’s the new “ahh, I can breathe now” income. I read that and audibly wheezed.

Even people pulling down six figures are clipping coupons at discount grocery stores. They’re cutting back on dinners out, skipping new clothes, saying goodbye to vacations, shelving home renovations, canceling wedding plans, and staring down their streaming subscriptions like, “Do I really need Hulu and Netflix?!”

Honestly? I’m horrified.
We were raised to believe six figures meant stability. Comfort. Maybe even the occasional vacation without guilt.
Now it’s just… getting by. Barely.

And if this is what “good money” looks like in 2025, what does that mean for our kids?
Will they ever afford anything?
Will they ever move out?
Or will they be 32, living in our basements, Venmo-requesting us for gas money while we’re still paying off our electric bill?

The American Dream isn’t dead — it’s just extremely tired, a little sweaty, and definitely needs a snack.

Lauren Beckham Falcone is the co-host of Bob & LBF in the Morning. Formerly an award-winning reporter and columnist for the Boston Herald, she credits her current success as a pop culture commentator to watching too much TV as a kid and scouring the internet too much as an adult. LBF is a regular contributor to NECN and is an honorary board member at the Massachusetts Down Syndrome Congress. Lauren lives in Canton with her husband Dave and her daughter Lucy. Lauren writes about trending topics, New England destinations, and seasonal DIY.